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Gamalier Sturgis

Gamalier Sturgis
Sturgis Realty Group
Marietta, GA 30064

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Grants and Down Payment Help



Grant Money for Purchasing Your Home


Grant Money!
What types of grant money is available?

Standard Grant - $5,000 for all eligible homebuyers.

Protector’s Grant – $7,500. Eligible homebuyers who are employed by entities that provide public protection. Examples would be police officers, firefighters, nurses, military (to include national guard or reserves) probation and correctional officers, TSA, etc.

Choice Grant – up to $10,000.  Eligible homebuyers whose household includes an individual living with a disability. 

Honors Grant - $10,000. Eligible homebuyers who are the survinging spouse of a military serviceman or servicewoman or a public protector. 

Welcome Home Grant - $10,000. Eligible members of the Georgia National Guard or Georgia Air National Guard who purchase a home in the state of Georgia.

Signature Community Grant - $7,500. Eligible employees of local governments

Grant Program - Minimum of $5,000 
This brochure highlights the guidelines of the grant program. Qualify for a minimum of $5,000. No specific occupation is required for this grant.

Teacher's or School Employees Grant - $7,500 
This grant is for Public servants such as teachers, or other employees of the school district. Download brochure for this program. Share with your friends and co-workers.

Hospital Employees Grant - $7,500 
This grant is for hospital employees, such as nurses and technicians. Download brochure for your review. Share with your friends and co-workers.

Military Grant - $7,500 
This grant is for military personnel. Download brochure for this program. Share with your friends and co-workers.

Firefighter's Protector's Grant - $7,500 
This grant is for firefighters or personnel of fire departments. Download brochure for this program. Share with your friends and co-workers.

Disability Grant - $10,000 
Are you living with a family member that has a disability? You may qualify for this $10,000 grant. Download brochure for this program. Share with your friends and co-workers.


ANDP Homes is working with six jurisdictions throughout metro Atlanta. All of these jurisdictions are offering financial assistance to help qualified buyers purchase beautifully rehabilitated homes.  In many cases, qualified buyers could get up to $25,000 in assistance! Call Gamalier for more details at 678-281-4956.

Send us an e-mail to request a free brochure that covers program details and frequently asked questions.


Assistance Amount

Additional Info request by e-mail

City of Atlanta NSP Page

Up to $20,000

Program Overview &
Frequently Asked Questions


DeKalb County
DeKalb County NSP Page

22% of purchase price up to $25,000;
includes $4,000 towards closing costs


Program Overview &
Frequently Asked Questions

Douglas County
Douglas County NSP Page

20% of purchase price up to $25,000;
includes $4,000 towards closing costs.


Program Overview &
Frequently Asked Questions

Fulton County
Fulton County NSP Page

120%AMI: 10% of purchase price up to $10k
80%AMI: 15% of purchase price up to $15k
50%AMI: 25% of purchase price up to $25k
Plus 5% toward closing costs


Program Overview &
Frequently Asked Questions

Rockdale County
Rockdale County NSP Page

Up to $14,500, plus additional
5% of purchase price for closing cost

Program Overview &
Frequently Asked Questions

Cobb County Neighborhood Stabilization Program

These houses are part of the Cobb County Neighborhood Stabilization Program. Buyers MUST meet all eligibility requirements to receive up to $30,000 in grant monies to help with closing costs, down payment assistance and forgivable soft seconds.

These houses will be sold at the acquisition cost, plus rehab and real estate fees. The list price is based on repairs/improvements that are scheduled to be completed. The price of the house will be adjusted to reflect the true cost prior to closing, per HUD requirements.

For additional information on this program and eligibility requirements and to schedule a showing call Gamalier at 678-281-4956.

About the Program
The Neighborhood Stabilization Program [NSP] provides emergency assistance to state and local governments to acquire and redevelop foreclosed properties that might otherwise become sources of abandonment and blight within their communities.

Through grants, state and local communities will purchase foreclosed or abandoned homes to rehabilitate, resell or redevelop. The goal is to stabilize neighborhoods and stem the decline of home values.

This HUD federal program is authorized under Title lll of the Housing and Economic Recovery Act of 2008.

Cobb County received approximately $6.9 million from HUD and $1.7 million from Georgia Department of Community Affairs to acquire and redevelop foreclosed residential real estate in Cobb County’s areas of greatest need. 

Benefits of the program
Cobb County’s Neighborhood Stabilization Program is committed to helping workforce individuals and families realize the dream of homeownership. To accomplish the goals of the program, Cobb County will purchase vacant, foreclosed residential real estate in areas of greatest need, rehabilitate and sell these homes to buyers who are eligible to participate in our program.

Buyers will benefit in the following ways:

Family Size

Maximum Income

















If interested, please contact Gamalier at 678-281-4956 and  you will be instructed on the process to determine eligibility.

* Restrictions Apply 

  • “Move-in” ready home
  • Up to $10,000 in down payment assistance and closing costs *
  • Up to $20,000 in a forgivable second mortgage *
  • Homeownership education

In order to be eligible to participate in the Neighborhood Stabilization Program, you must:

  • Be a U.S. citizen, qualified alien or a non-immigrant
  • Be able to qualify for a mortgage
  • Attend an 8-hour HUD class
  • Home must be your primary residence
  • Meet income qualifications

GwinnettCounty NSP Grant Program

HOMEBUYERS – Low, moderate, and middle homebuyers will be eligible to purchase the NSP homes. To qualify as a homebuyer, the gross income of all persons living in the household may not exceed the limits presented in the table below.

Household Size
[Total Number of Persons]

Maximum Household Income From All Persons In the Household [120% Area Median Income]*


















*Subject to Change by HUD

To be eligible for NSP-assistance, prospective homebuyers must qualify for a fixed interest rate first mortgage from a mortgage lending institution and must complete an eight hour Homebuyer Pre-Purchase class taught by a HUD-approved housing counseling agency. The program is only for owner-occupied homes, and can not be used for investment properties.


Fannie Mae is offering buyers up to 3.5% in closing cost assistance on HomePath properties. To be eligible for this incentive:

  • Buyers must be owner-occupants and confirm that the property will be used as their primary residence by completing a certification form (investors are excluded); and
  • Selling agents must represent owner-occupant buyers purchasing a HomePath property and offers must be submitted on or after the effective date.

The incentive reinforces Fannie Mae's commitment to stabilizing communities and assisting buyers. They have many beautiful properties available in many areas. Sign up or call us to receive weekly homes by e-mail.


The Homestead Exemption is available to legal residents of Georgia for their primary homes. You are able to claim a partial exemption, which can amount to substantial property tax savings. Senior citizens may have additional exemptions available.  Check with your county tax office. You are entitled to the Homestead Exemption if you owned and occupied your home by January 1. Unless otherwise note, the Homestead Exemption filing deadline is March 1st

Where and When to File:

Cherokee County: 100 N. Street, Suite G-20, Canton.  You may contact them at 678-493-6120 Monday- Friday from 8:00 am to 5:00 pm.

Cobb CountyCobb County homeowners file by mail.  You should be receiving applications soon.   If not, consult the tax office at 100 Cherokee Street, Bldg. A, Ste 250 in Marietta 8:00 am-5:00 pm Monday-Friday, or call

Clayton CountyYou may file at 121 South McDonough Street, Courthouse Annex 3 Building, Jonesboro. You may contact them at 770-477-3311 8:00 am to 5:00 pm Monday-Friday.

Dawson County78 Howard Ave E., Ste. 120, Dawsonville.  You may contact them at 706-344-3590 Monday-Friday from 8:00 am to 5:00 pm.

Dekalb County4380 Memorial Drive, Ste. 100, Decatur.  You may contact them at 404-298-4000Monday-Saturday from 8:00 am to 5:00 pm.

Douglas CountyYou may file at the Douglas County Courthouse. 8700 Hospital Drive, DouglasvilleYou may contact them at 770-920-7272 Monday-Friday 8:00 am–5:00 pm.

Fayette County: You may file at 140 Stonewall Avenue West, Suite 110 in FayettevilleYou may contact them at 770-461-3652 Monday–Friday from 8:00 am to 5:00 pm.

Forsyth CountyYou may file at 110 East Main Street, Suite 260 in Cumming. You may contact them at 770-781-2106 Monday–Friday from 8:30 am to 5:00 pm.

Fulton County141 Pryor Street S.W., Room 1113, Downtown Atlanta, in North Springs.  You may contact them at 404-730-6100You may file in ANY Fulton County Tax Office. There are two annexes in Fulton County, 7741 Roswell Rd., Sandy Springs & 289 South Main Street, Alpharetta, Monday–Friday, 8 am to 5 pm

Gwinnett CountyYou may file at 75 Langley Drive in LawrencevilleYou may contact them at 770-822-8800 Monday-Friday, from 8:30 am to 5:00 pm.  Call for Application.

Hall County300 Green Street, Gainesville.  You may contact them at 770-531-6720 8:00 am– 5:00 pm Monday thru

Paulding CountyYou may file at 25 Courthouse Square, Dallas. You may contact them at 770-443-7606 ext. 45 8:00 am-5:00 pm.

Rockdale CountyYou may file at 969 Pine Street, ConyersFiling deadline is June 1st.  You may contact them at 770-929-4152 Monday-Friday 8:00 am-4:00 pm.

What You Need in Order to File:
A copy of the recorded warranty deed, Social Security numbers of all persons on the deed, the mortgage holder, and the amount of the mortgage. Note: Some counties may require a copy of the closing statement. 

School Information by County

Gamalier Sturgis
Marietta, GA 30064
Phone: 678-281-4956


I want to thank you for all the help you gave us this past year. The selling of the house was stressful, but with your dedication and extra efforts you made it happen. With much appreciation and thanks. Abid & Jennifer, Atlanta, GA
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